Living Costs

Living costs in Switzerland are among the highest in the world, but the purchasing power afforded by high salaries means that they remain affordable. 

An individual’s particular living costs depend on their personal needs and activities. To give you a better idea of average monthly costs, we have prepared two sample budgets: One for a couple with two children (family), and one for a single person. 

Both examples are based on figures from the Budgetberatung Schweiz advisory service, as well as on empirical costs.

Fixed costs Family                Single person
Housing (approx. 25% of income)

2,000 – 2,800

1,800 – 2,200
Tax (dependent on place of residence)*

800

1,450
Health insurance premiums

1,100 

450
Household/personal liability insurance

50

50
Telephones (landline and mobile), internet, TV and radio fees   

150

120
Energy (electricity, gas)

100

50
Transport (public transport)

150

90
Media subscriptions, memberships

50

50

*) The tax rate for families is an average of 9 %; for single people it is an average of 22 %.

Household, personal expenses   Family         Single person   
Food, non-alcoholic beverages 1,150  600
Cleaning products, waste disposal, personal hygiene, medication                       200  100
Clothing, footwear, hairdressing, leisure 800 600
Provisions Family             Single person  
Doctor (annual deductible and co-payment), dentist, optician                           160        60
Repairs, gifts, minor purchases 300 250

This does not take into account personal expenses for vacations, private schools, childcare, supplementary insurance, a private car or major purchases.